Credit Card Usage Loan.

A FAST solution to increase your credit score in 2 to 4 weeks.  Credit card usage loans help investors quickly turn their credit score to their advantage.

Usage credit card loan


  1. Better terms on loans.
  2. Better rates on loans.
  3. Loan approvals.
  4. Improve your debt-to-income ratios.
  5. Allows you to transfer balances to business accounts that don’t report to your credit.

Minimum loan requirements:

  1. Property to secure the loan.
  2. Loans for businesses only.
  3. Have an exit strategy for the usage loan in 6 to 9 months

Pro tips: 

  • Credit usage makes up 30% of your credit score. Proper usage can dramatically increase your score.
  • Your credit score can only increase if you pay your bills on time.
  • Before you look for a usage loan, use one of the online simulators to run the estimate on what impact paying off your cards will have. Check out these links to online simulators:


Find out for free if credit card usage loans can help you obtain better funding for your real estate deals. Schedule an appointment today.

Looking for other loans to help your real estate business grow?  Click here for fix and flips or here for rental loans.

As a hard money lender we offer loans on all types of unique properties and for out of the box situations.