Wow! Look at these great before and after photos from one of our repeat clients in Texas!

This property is a shining example of what the real estate investing community is all about.

Let’s all keep making these communities better and enjoying a profitable rehab.

Money Mike is a lender based in Colorado, lending money on all types of commercial based properties: fix and flip, land, whole tailing, and builder bridge loans.

Call Mike Bonn at: 303-539-3000 or email

Is hard money expensive?

Is hard money expensive? What are the rates?


The quick answer is no.


When hard money loans are used in the transactions that best fit what they are intended for they are actually cheap.


In the real estate investment community when closing quick will get you the deal and at a better price, hard money loans are a great bargain.


Missing out on deals and discounts can be the end of your lucrative real estate investing business.


Hard money loans are also:


  1. cheaper than taking on a partner
  2. easier to qualify for…stops the delays of starting
  3. real estate investor focused, unlike most banks


That being said hard money is not to replace a bank loan.


Now, if you have 30 to 60 days to close and have a bank that works well with investors, you should be using a bank over hard money.


In conclusion, when hard money loans are used for the right deals for the right borrower, they put more money in your pocket.


At the end of the day is it not your goal as a real estate investor to put more money in your pocket now?


To increase your speed of investing and increase your cash flow hard money is one of the best tools.

Typical hard money rates across the country run from the 8% to 14% depending on the loan to value, lender and the points they charge.


5 Paths to Financing Your Loan

Did you know you have more than one option when it comes to financing your property investments?

As you can see, there are 5 paths to take with financing your properties:

  1. Standard/Traditional
  2. Non-Standard
  3. Local Banks
  4. EZ Loan
  5. Limited Credit or Experience Loans (also known as Non-QM)

So, which loan type is best for your project so you can boost your cash flow and reach your goals faster? Find out here on our sister site, Investor Real Estate Loans.

What’s Your 2-Year Plan?

Close your eyes. Clear your mind. Take a deep breath.

Now, let’s pretend we’re talking to each other two years from now. What happened during that time period that made you proud and put a smile on your face? How does your cash flow look? What kind of work schedule do you have? How does life look for you and your family?

When it comes to investing, we have discovered that thinking ahead two years leads to the most success. Why two years? Well, it’s short enough to imagine without being overwhelming, and it’s long enough to create tangible, positive change in your life.

Coming up with a plan is as easy as one, two, three:

Step 1: Imagine where you want to be in two years.

Step 2: Evaluate where you’re starting at today.

Step 3: Create a plan that connects your current reality to your future dreams.

How do you formulate an actual plan? Well, that’s what our team is here to help you do. It’s just a matter of picking up the phone and giving us a call to chat.

One conversation can change your future…and your life!