Tag Archive for: private money

Introducing the Hard Money Mike Loan Cost Optimizer!

With the Loan Cost Optimizer, our goal is to help you make more money every time you complete a fix and flip or fix and hold. This software will help you discover the real cost of various finance options.

The key benefits you can expect from using the  HMM Loan Cost Optimizer include:

  1. Seeing how much money you’ll need to contribute to the project and how it will impact your profits and cashflow.
  2. Comparing all lenders (and their hidden fees) and EASILY calculating the TRUE cost of your loan.
  3. Evaluating your terms and deciding which is better: paying higher points or a higher rate.
  4. How the length of your project will impact the cost of each loan option.

Since the Loan Cost Optimizer is a newer product, we’d love to hear your feedback on how we can make it as user-friendly as possible!

Our goal is to help real estate investors like you succeed, so feel free to share this vital tool with your network.

Ready to make more money on your next deal? Then request our HMM Loan Cost Optimizer and start comparing your options today! For a limited time, we’re offering this tool for free, so email Info@HardMoneyMike.com for your copy or download your copy here.

Friday Fun – Start Winning

Friday Fun – I’m Done

Introducing the Fix and Flip Escalator

Who would you rather keep your money?

You? Or your banker or lender?

This might seem like a rhetorical question, but it’s not. Believe it or not, many fix and flippers—inadvertently—choose to give their money to bankers and lenders. Sadly, most don’t even know it. Why? Because they don’t fully understand the Fix and Flip Escalator:

The basic goal with the escalator is to move down the steps as fast as you can. Every time you reach the next step, your profits will JUMP!

And you know what that means, right? Yep! More money in your pockets (not a bank or lender’s). And the more money you have, the faster you can flip homes. The faster you flip homes, the faster you can live the life you’ve always dreamed of.

Like, a lot faster!

If you’re ready to get moving, we’re ready to help. Give us a call to chat more about the benefits of the fix and flip escalator.

Friday Fun – Rocket Science

Motivational Monday – Successful Investment

Holiday Events This Week in Colorado

Looking for something fun to do this Independence Day? Here’s a list of flag waving, firework blasting events around Colorado:

Independence Events

Date: July 3, 2019

Address: Denver

About: Colorado’s largest free community fireworks event returns for its 10th Anniversary in Denver’s Civic Center Park.

Website: https://www.facebook.com/events/824245804590262/


Cherry Creek Arts Festival

Date: July 5-7, 2019

Address: Denver

About: 29th cultural celebration of visual, culinary and performing arts.

Website: https://www.uncovercolorado.com/events/cherry-creek-arts-festival/


Greeley Stampede

Date: June 26-July 7, 2019

Address: Greeley

About: 98th annual Stampede features PRCA rodeo, live country music, monster trucks, a demolition derby, carnival, roller derby, fireworks and one of the largest Independence Day parades in the nation.

Website: https://www.uncovercolorado.com/events/greeley-stampede/


4th of July Celebration

Date: July 4, 2019

Address: Estes

About: In addition to one of the most spectacular fireworks displays in the state, this quintessential Colorado mountain village offers a variety of family-friendly festivities and events specifically tailored for the holiday, in addition to an abundance of outdoor recreation activities.

Website: https://www.visitestespark.com/events-calendar/special-events/july-4/


Cowboys’ Roundup Days

Date: July 3-6, 2019

Where: Downtown Steamboat Springs

About: 116th Annual Cowboys’ Roundup Days is a truly western celebration of Independence Day. Concerts, a parade, rodeo, fireworks, pancake breakfast, and other activities highlight this six day extravaganza.

Website: https://www.uncovercolorado.com/events/cowboys-roundup-days/


Colorado Rockies Post-Game Fireworks

Date: July 3, 2019

Where: Coors Field

About: The Rockies play the Houston Astros at Coors Field at 6:10 p.m., followed by a huge fireworks display. Tickets start at $45.

Website: https://www.mlb.com/rockies/tickets/promotions


Breckenridge July Art Festival

Date: July 4-6, 2019

Address: Downtown Breckenridge

About: One of Colorado’s top free art festivals held over fourth of July weekend, now in its 36th year.

Website: https://www.uncovercolorado.com/events/breckenridge-july-art-festival/


Berkshire Hathaway’s Salute to the USA

Date: July 3, 2019

Address: Avon

About: The 33rd annual Berkshire Hathaway’s Salute to the USA in Harry A. Nottingham Park takes place on Wednesday, July 3, 2019 starting at 5:00 p.m.

Website: https://www.avon.org/414/Salute-to-the-USA


Stay safe this Fourth from the Hard Money Mike team!

Win the Real Estate Finance Game!

Did you know more than $100,000 is sucked out of your pocket every two years? Yeah, that’s a lot of money—money you could be making rather than losing.

Why is this happening? Simply put, you’re not playing the real estate finance game right. As a fix and flipper, you probably think about projects like this:

You likely spend most of your energy debating whether or not to buy a property, and then creating a budget to maximize the repair WOW! factor. Smart, but that means financing is left for last…and least.

Code red! Code red!


Kind of.

As important as financing is, we get it. Who likes doing math and paperwork? Let’s face it, it’s just easier to assume all loans are identical and it’s perfectly fine to take the same financial path for every project.

…It’s not.


By taking the same path for every project, you risk losing a lot of money. Like, hundreds of thousands of dollars.

So, how do you win the real estate finance game? That’s what Hard Money Mike is all about! We want to help you understand how to increase your profits, lower your cost of funds, and improve your monthly cash flow.

If you’re ready to stop losing and start making, contact us! We’re excited to show you how you can win the real estate finance game.